Is this PKR invoice generator free for Pakistani freelancers?

Yes — 100% free to start with 3 invoices per month. Upgrade to Pro at $5/mo for unlimited invoices with custom branding.

Can I use it for Upwork, Fiverr, and local Pakistani clients?

Yes. Create PKR invoices for local clients or USD/GBP invoices for international platforms. Multi-currency support is built in.

Does it support Pakistani tax rates?

Yes. Add custom tax rates including GST or withholding tax to any invoice. You control the tax percentage per invoice.

What currency formats are supported for PKR?

PKR amounts display with the Rs symbol and proper formatting. You can also switch to USD, GBP, EUR, or INR for international clients.

Do Pakistani freelancers need to pay tax on Upwork earnings?

Pakistani freelancers earning from Upwork and Fiverr are subject to income tax under the Income Tax Ordinance 2001. The FBR introduced a 1% fixed tax on IT export receipts for filers (Clause 133AA). If you register as an IT exporter with PSEB and are an active tax filer, your Upwork/Fiverr income may be taxed at just 0.25–1% under preferential rates. Non-filers face higher rates. File your annual return at iris.fbr.gov.pk to become a filer and reduce your tax liability.

What is withholding tax on a Pakistani invoice?

Withholding tax (WHT) is deducted by the paying company before sending you payment. For freelance services in Pakistan, the standard WHT rate is 4.5% for non-filers and 2.5–3% for filers on local client payments. For IT export services billed to foreign clients (Upwork, Fiverr, direct), WHT typically does not apply as these are export earnings. Include your NTN (National Tax Number) on invoices to local companies so they can deduct and remit the correct WHT.

Should Pakistani freelancers invoice in PKR or USD?

Invoice in USD (or the client's preferred currency) for international clients on Upwork, Fiverr, or direct foreign contracts — this maximizes your earnings as USD is stronger than PKR. For local Pakistani clients (companies, startups, agencies), invoice in PKR. InvoiceLoo supports both PKR and USD in the same account, so you can switch per client without any extra setup.

What is an NTN and do I need it on my Pakistani invoice?

An NTN (National Tax Number) is a unique identifier issued by the FBR to registered taxpayers in Pakistan. If you are a registered taxpayer, include your NTN in the "From" section of your invoice — local corporate clients require it to process WHT deductions correctly. Get your NTN free at iris.fbr.gov.pk by registering as a taxpayer. Including your NTN also signals professionalism and helps clients confirm your tax filer status.

How do Pakistani freelancers receive Upwork payments?

Pakistani freelancers can receive Upwork payments via: (1) Payoneer — most popular, links directly to Upwork, allows withdrawal to Pakistani bank accounts; (2) Wise (formerly TransferWise) — competitive rates for PKR conversion; (3) Direct bank transfer — Upwork can send USD wire transfers to Pakistani banks; (4) Local bank (UBL, HBL, etc.) — requires USD-denominated account. For your formal invoice to local clients, create PKR invoices in InvoiceLoo. For Upwork/Fiverr documentation, create USD invoices.

What is the best free invoice generator for Pakistani freelancers?

InvoiceLoo is the best free invoice generator for Pakistani freelancers. Create PKR invoices for local clients or USD/GBP invoices for Upwork, Fiverr, and international clients. Includes NTN field, custom tax rates (GST/WHT), professional PDF download, and Rs formatting. Free plan: 3 invoices/month with no watermark. Pro plan: $5/mo (≈ Rs 1,400) for unlimited invoices, logo upload, and custom branding.

How do I create an invoice for a Pakistani freelancer on Upwork or Fiverr?

Go to InvoiceLoo.com/pkr-invoice-generator. For Upwork/Fiverr clients, select USD as the currency. For local Pakistani clients, select PKR. Enter your NTN in the business details, add the client's information, list your services, set any applicable tax (WHT for local clients, 0% for exports), and download as a professional PDF. The whole process takes under 2 minutes.

Do Pakistani freelancers pay tax on Upwork and Fiverr income?

Yes. Upwork and Fiverr earnings are subject to Pakistan income tax. However, IT export income is taxed at preferential rates: 0.25% for filers under PSEB registration (for qualifying IT companies) or 1% fixed tax for active filers (Clause 133AA). File your tax return with FBR annually at iris.fbr.gov.pk to maintain filer status and access lower tax rates on your freelance income.

🇵🇰 Made for Pakistani Freelancers

Free Invoice Generator for Pakistani Freelancers

Create professional PDF invoices in PKR or USD in under 2 minutes. For Pakistani freelancers on Upwork, Fiverr, and local clients. NTN field, withholding tax support, Rs formatting — no signup, no watermark, free forever.

PKR & USD BothNTN / Tax ID FieldRs FormattingWHT SupportNo SignupFree Forever

Create Free Invoice Now →

Rs 0

Cost to create an invoice

FBR fixed tax for IT filer exports

2 min

Time to create and download

$5/mo

Pro plan (≈ Rs 1,400)

How to create an invoice — 4 steps

Add your NTN & business details

Enter your name, address, and NTN number. InvoiceLoo puts it in the right place for professional, FBR-compliant formatting.

Choose PKR or USD

Select PKR for local clients. Select USD for Upwork, Fiverr, or direct international clients. Switch anytime.

Set tax rate

Add 0% for IT export services. Add WHT (2.5–4.5%) for local corporate clients. Add GST (17%) if GST-registered.

Download PDF

Get a professional invoice PDF in seconds — no watermark, no account required on the free plan.

InvoiceLoo

Live Generator

Invoice Details

Invoice Number

Currency

Issue Date

Due Date

Bill To

Client Name

Client Email

Address (optional)

Line Items

DescriptionQtyUnit PriceAmount

₨

₨0.00

Tax Rate (%)

Discount (%)

Subtotal₨0.00

Total₨0.00

Notes (optional)

Live Preview

Template:

Your Business

Invoice

INV-2606-921

draft

Bill To

—

Issue Date

June 22, 2026

Due Date

July 6, 2026

Description	Qty	Unit Price	Amount
—	1	₨0.00	₨0.00

Subtotal₨0.00

Total PKR₨0.00

Created with InvoiceLoo · invoiceloo.com

PREVIEW

Pakistan Freelancer Tax Reference (FBR 2026)

Quick reference for Pakistani freelancers on what tax rate applies to your invoices:

Invoice Type	Tax Rate	Note
IT Export (Upwork, Fiverr, foreign clients)	0% (or 1% FBR fixed tax for filers)	Must be active tax filer with FBR
Local service to registered company	2.5–3% WHT (filer) / 4.5% (non-filer)	Client deducts and remits to FBR
GST-registered freelancer	17% GST on local services	Only if GST registered (threshold applies)
Not registered, below threshold	0% on invoice	Still pay income tax at filing time
PSEB-registered IT company	0.25% on IT exports	Lowest rate; requires PSEB registration

* Tax rates based on FBR Income Tax Ordinance 2001 and Finance Act 2024. Consult a tax professional for your specific situation.

Pakistani Freelancer Invoice FAQs

Do I need an NTN to use InvoiceLoo for Pakistani clients?

No. NTN is optional for the invoice generator. However, local corporate clients typically require your NTN to process withholding tax correctly. Get your free NTN at iris.fbr.gov.pk — it takes about 10 minutes and makes you an active tax filer, which reduces your tax rate on freelance income.

How do I invoice a US client as a Pakistani freelancer?

Select USD as your invoice currency (not PKR). For US clients, these are IT export earnings — taxed at 0% or 1% in Pakistan. You also need a W-8BEN form to prevent the US client from withholding 30% tax. See our W-8BEN guide for Pakistani freelancers. Note your LUT/export status in the invoice notes if required.

Can I create both PKR and USD invoices in InvoiceLoo?

Yes. The same InvoiceLoo account lets you create invoices in PKR (for local clients), USD (for Upwork/Fiverr/US clients), GBP (for UK clients), or EUR (for EU clients). The currency selector is right on the invoice form — switch per client with one click.

What is the PSEB registration and should I get it?

PSEB (Pakistan Software Export Board) registration is for IT companies and freelancers who export IT services. Registered PSEB members get a 0.25% fixed tax rate on IT exports (vs. 1% for regular filers). Registration requires: a registered business name, bank account, and evidence of IT export earnings. It's worth it if you earn Rs 5 lakh+ annually from foreign clients.

USD Invoice Generator →For Upwork & Fiverr clients W-8BEN Guide →Avoid 30% US tax withholding Upwork Invoice →Platform-specific invoice tips