Create professional 1099-ready PDF invoices in USD in under 2 minutes. EIN support, US state sales tax, W-9 compatible. For US freelancers, independent contractors, LLCs, and non-US sellers billing American clients — no signup, no watermark, free forever.
Add your EIN & business details
Enter your legal name or LLC name, address, and EIN if you have one. This goes in the "From" section.
Set USD as currency
USD is the default. All amounts format with proper $ symbol and US number formatting.
Add sales tax if required
Add your state's sales tax rate if applicable. InvoiceLoo calculates it automatically on the subtotal.
Set Net 30 & download
Set payment terms (Net 15, Net 30, Due on Receipt), download the PDF, and send to your client.
Most states don't tax professional services, but some do. Quick reference:
| State | Services Taxed? |
|---|---|
| California | Generally exempt |
| New York | Selected services |
| Texas | Many services taxed |
| Washington | Most services |
| Florida | Generally exempt |
| Most other states | Generally exempt |
* Sales tax rules change frequently. Always verify at your state's revenue department website or consult a CPA for your specific situation.
No. Sole proprietors, 1099 contractors, and freelancers without an LLC can send professional invoices. Just use your full legal name as the business name. If you form an LLC later, update your invoices to reflect the LLC name and EIN. Many freelancers operate successfully as sole props — the main benefit of an LLC is liability protection and potential tax advantages, not invoice credibility.
Invoice in USD using InvoiceLoo. Fill out a W-8BEN form (not W-9 — that's for US persons) and give it to your client before invoicing. The W-8BEN certifies you're a non-US person, which prevents the client from withholding 30% of your payment. Without a W-8BEN, US companies are legally required to withhold 30% for the IRS. See our W-8BEN guide for full instructions.
Net 30 is standard for US B2B invoices. For smaller invoices or new clients, use Net 15 or Due on Receipt. For large projects, require 50% upfront. Always include the specific due date on the invoice (e.g., "Due: July 22, 2026") not just "Net 30" — clients pay faster when they see an actual date. Add a late fee clause: "1.5% per month on balances past 30 days" to incentivize on-time payment.
Yes. Most international freelancers — on Upwork, Fiverr, or direct US clients — invoice in USD. Select USD as your currency, enter your business details, and create professional USD invoices. For non-US freelancers: (1) get a W-8BEN signed before your first invoice, (2) consider a Wise or Payoneer account to receive USD without high conversion fees, (3) include your local payment details on the invoice so the client knows where to send the wire.