🇬🇧 HMRC-Compliant

Free UK VAT Invoice Generator

Create HMRC-compliant VAT invoices in GBP in under 2 minutes. 20%, 5%, and 0% VAT rates, VAT registration number field, reverse charge support, and Making Tax Digital ready. Built for UK freelancers, sole traders, and limited companies — no signup, no watermark.

HMRC-Compliant20% / 5% / 0% VATVAT Number FieldReverse Charge£ FormattingFree Forever
Create Free VAT Invoice Now →
£0
Cost to create an invoice
£90k
VAT registration threshold
20%
Standard UK VAT rate
2 min
Time to create and download

How to create a UK VAT invoice — 4 steps

1

Add your VAT number

Enter your VAT registration number (GB + 9 digits). It appears on the invoice exactly as HMRC requires.

2

Set VAT rate

Choose 20% (standard), 5% (reduced), 0% (zero-rated or reverse charge). Apply per line item or to the whole invoice.

3

Add client VAT number

For B2B invoices, add your client's VAT number so they can reclaim input tax. Required for reverse charge invoices.

4

Download HMRC-ready PDF

Your invoice includes all 12 required HMRC fields. Download and send — no watermark, no account needed.

InvoiceLoo

Invoice Details

Bill To

Line Items

£
£0.00
Subtotal£0.00
Total£0.00

UK VAT Rate Reference 2026

Which VAT rate applies to your freelance services?

VAT RateApplies To
20% StandardMost goods and services
5% ReducedSpecific goods only
0% Zero-ratedEssential goods
0% ExemptFinancial/insurance services
0% Reverse chargeB2B cross-border (non-UK supplier)

* Based on HMRC VAT rates for 2024/25. Verify at gov.uk/vat-rates for your specific supply.

UK VAT Invoice FAQs

Do I need a VAT number to create invoices in InvoiceLoo?

No. You only need a VAT number if you are VAT-registered (turnover over £90,000, or voluntary registration). If you're below the threshold and not registered, simply leave the VAT rate at 0% and don't include a VAT number. You can still create professional GBP invoices with your business details and payment terms.

What's the difference between zero-rated and exempt for UK VAT?

Zero-rated (0% VAT): You charge 0% VAT but the supply is still technically VAT-able. You can reclaim VAT on related business expenses. Examples: food, books, exports. Exempt: No VAT charged, and you cannot reclaim VAT on related costs. Examples: insurance, education, financial services. For most freelancers (consultants, designers, developers), your services are standard-rated at 20% or zero-rated if exported.

How do I invoice international clients as a UK freelancer?

Services exported outside the UK are generally zero-rated (0% VAT). On your invoice, set VAT to 0% and add a note: "Zero-rated export of services — outside the scope of UK VAT." For EU B2B clients, use the reverse charge. Keep evidence of the client's location (email, contract) as HMRC may ask for proof that the service was exported.

Can non-UK freelancers use the UK VAT Invoice Generator?

Yes. Non-UK freelancers billing UK VAT-registered businesses use the reverse charge — set VAT to 0% and add: "Reverse charge: VAT Act 1994 Section 8. Customer to account for VAT to HMRC." You do NOT need to be UK VAT-registered to bill UK businesses this way. Only if you sell digital services directly to UK consumers must you register for UK VAT.